MICRO CREDIT LOANS
- PERSONAL EMERGENCY LOAN (LPEL)
- WORKERS/PUBLIC SERVANT LOAN
- SMALL BUSINESS LOAN (LSBL)
- LEND-TO SAVE
- PEAK SEASON BUSINESS LOAN(LPSBL)
- MICRO SMALL AND MEDIUM ENTERPRISE LOAN (MSME)
- AGRICULTURAL LOAN
FEATURES
- Minimum loan duration is 1 month and maximum is 6 months
- Interest charged is on single digit and is very attractive.
- 1% penalty charge is attracted to defaulters.
- Amount of credit accessed by clients is subject to savings balance
- 20% equity contribution
- Flexible repayment structure; daily, weekly or monthly
- Collateral is required.
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GROUP LOANS
- SELF HELP GROUP LOAN (SHG)
- VILLAGE AND SAVINGS LOAN ASSOCIATION (VSLA)
- GROUP SAVINGS AND LOAN SCHEME (LGSLS)
FEATURES
- No collateral required
- Flexible repayment structure
- 3 weeks financial literacy training
Please note that there are no hidden charges on our loan products
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